LIQUIDITY

If you require capital to start a project, give financial support to your business and make it grow, for an unforeseen event or, you just want to have resources for whatever you want, go on a trip, your education or that of your loved ones, and you have a property like house, apartment, commercial premises, office, or building, we can advise you.

The main requirements to obtain a liquidity loan with a mortgage guarantee are:

• The property that is going to be left as collateral must be free of liens, but if it is mortgaged, the situation is reviewed, because sometimes it can be carried out by liquidating the mortgage from the same credit.
  
• The applicant's credit bureau must be totally healthy, otherwise, the case can be studied, and depending on the situation, there may be a solution.
  
• The applicant must prove income (generally 3 to 1), with respect to the amount of credit requested, otherwise, he has the possibility of pooling income with 1 or more people, until reaching the required amount.
  
• You have to carry out an economic activity such as: Physical Person with Business Activity, Formal Merchants (sometimes also Informal), Entrepreneurs (Corporate Persons), Employees, Income from Rentals (among others).
  

An additional applicable credit option is the one that, yes, you have your property for sale (and while it is finalized), you need capital, you can access the credit and liquidate it when you sell your property, with a maximum term of 18 months. Also if your project is the construction and sale of real estate, you can request the credit and you will pay it according to the pre-sale or progress of the project.

Our team will assist you to provide you with options according to your needs.