MORTGAGES

Mortgage loans help you when you are going to start your residential or commercial real estate project, and you do not have enough resources, they have differentials in terms, interest rates, requirements and general conditions. You must bear in mind that in most cases, you have to have a % of your own resources to deal with disbursements such as a down payment, appraisal and notary expenses.

The different types of mortgage credit are:

1. BANKING: They are the most used since they have a wide variety of options, with terms ranging from 5 to 15 years, you can advance capital, which reduces the total cost and/or the term, preferential rates for your customers, promotions , and so on.
   
2. INFONAVIT: It is the institutional credit granted to workers of private sector companies and is made up of employer contributions, as well as your periodic fees, the discounts are directed directly to your payroll and the interest rate is linked directly to your monthly salary. If you already have your assets but you still have your available credit, we can support you with a business plan that allows you to make another property, rent it and with the same income you will pay part of the credit.
   
3. COFINAVIT: We talk about this type of credit when you want to make use of your Infonavit, but it is not enough for the property you need and you require more capital, a part of your Infonavit credit is merged with the bank credit and own resources ( according to the case).
   
4. SOFOM: Unlike the first 3, this type of credit is not as strict on the subject of the credit bureau, even when reviewed, they have certain risk measurement parameters, but their interest rates are higher than banks or Infonavit . If you are going to use a Sofom, it is important that you check that it is a regulated entity (E.R.)
   

If you want more information and advice regarding the above, we will gladly support you, contact us. We will make you a tailor-made suit for your project.<br>